To charge, or not to charge?

As someone who has trouble sticking to her budget because of the little piece of plastic in her purse, I definitely need to follow the ideas in this article! This article discusses how Millennials are rejecting credit cards, what they are spending with instead, and how they are building credit. My favorite idea is using a debit card instead. While it is like a credit card, the option of having a separate account connected to the debit card that has a set amount deposited each month and no overdrafts allowed is an attractive alternative. Click the link below to read more:

http://www.forbes.com/sites/kateashford/2014/09/09/millennials-reject-credit-cards/

Written by: Caitlin Distelrath